AriaStack
FinTech

Payment Platform

Created a secure payment platform enabling seamless financial transactions for businesses and consumers.

Overview

Key Features & Benefits

Our Payment Platform provides a robust and secure infrastructure for processing financial transactions. With support for multiple payment methods and advanced security features, it enables businesses to handle payments efficiently and securely.

Multi-Payment Support

Support for various payment methods including cards, bank transfers, and mobile money

Real-time Processing

Instant transaction processing with immediate confirmation

Fraud Detection

Advanced fraud detection and prevention system

Transaction Analytics

Detailed transaction reporting and analytics

System Architecture

Core Modules & Components

A comprehensive suite of integrated modules designed to deliver complete functionality and seamless user experience

Payment Gateway

Multi-provider payment processing with unified API

Transaction Engine

High-performance transaction processing and routing

Fraud Detection

AI-powered fraud detection and prevention system

Wallet Management

Digital wallet creation, balance management, and transfers

Merchant Portal

Merchant onboarding, dashboard, and transaction management

Settlement System

Automated settlement, reconciliation, and reporting

Compliance Module

KYC/AML checks, regulatory compliance, and reporting

API Gateway

RESTful APIs for third-party integrations and webhooks

System Specifications

Non-Functional Requirements

Enterprise-grade specifications ensuring security, scalability, performance, and reliability

Security

  • PCI DSS Level 1 certification
  • End-to-end encryption (AES-256)
  • Tokenization for sensitive data
  • Multi-layer fraud prevention
  • Regular security audits and compliance checks

Scalability

  • Processes 1M+ transactions per day
  • Handles 50,000+ TPS peak capacity
  • Auto-scaling infrastructure
  • Distributed architecture
  • Microservices-based design

Performance

  • Transaction processing < 100ms (p99)
  • API response time < 50ms (p95)
  • 99.99% uptime SLA
  • Sub-second payment confirmation
  • Optimized database for high throughput

Reliability

  • Zero-downtime deployments
  • Multi-region redundancy
  • Automated failover mechanisms
  • Real-time transaction monitoring
  • Comprehensive audit logging

Compliance

  • PCI DSS Level 1
  • Financial regulations compliance
  • KYC/AML integration
  • Data residency requirements
  • Regulatory reporting automation
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